Your AI agent just boughtsomething for you.

With Payle, it can shop, compare, and pay in 3 months. 0% interest.

Make your Payle Card yours

Choose your name and reserve your card before launch

Introducing Payle

Today’s AI tools are powerful, but their payment system is stuck in the past. Users cancel subscriptions because they can’t afford upfront costs.

AI agents can’t buy because no one gave them a credit line.

Payle changes that. We built the first credit system designed for AI: a virtual card you use and your AI agent uses too. Autonomous purchasing, with full control and traceability.

This isn’t Buy Now Pay Later for shoes. It’s the missing layer between AI capability and real-world action.

…and you can just ask.

Say it out loud from your phone. Fifteen seconds, no forms, no cart — it's a Payle Moment, and it's how you enter the Drop.

Nothing today. Three months, 0% APR.

You pay for the AI you use and nothing else: no subscription fee, split into three equal monthly instalments at 0% APR on the standard plan.

Payle Card

One card for you and your agent

  • Works with every AI tool you already pay for
  • Split in 3, 6 or 12 months, 0% interest
  • Freeze or revoke it in one tap

Partner pricing

Less for the tools you already pay for

  • Partner rates on AI subscriptions
  • One statement for every tool
  • No hidden fees, cancel any time

Agent credit line

A budget your agent can spend

  • A monthly limit for each agent
  • Every purchase tied to the task that made it
  • Anything above the limit waits for your yes

Simple on the outside.
Powerful inside.

Approve a purchase, freeze the card, see what every agent spent – from the phone.

  • Your AI stack, itemised. Every subscription, credit top-up and agent purchase in one list.
  • Approve once, done. A monthly limit per agent. Above it, it waits for your yes.
  • One card, one statement. Every tool, partner rates applied, no hidden fees.

Security at Payle.

How Payle protects your account, your data and your AI spending, and how to report a security issue to our team.

  • Security by design
  • Encryption in transit and at rest
  • Payments and compliance
  • AI and your data
Contact security

Payle in real life

Six scenes from the people we are building it for: studios, freelancers, teams, and the agents that buy for them.

And one of us takes $25,000.

$25,000 in Payle spending power for eligible AI, software and technology purchases. Reserve the card, record your Moment, and you're in.

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Payle Card
Funding Member

Trusted by 350+ partners

The film arrives with the launch.

In one film: one purchase, from request to receipt

  • Solo founder · Milan

    Six tools renew in the same week. The card takes them once and splits them over three months.

    Cursor · Claude · Runway – €214 a month, paid in three

  • Freelance editor · Berlin

    A client project needs render credits today and pays in sixty days. The invoice closes the gap.

    Runway · ElevenLabs – €480, three months at 0%

  • Studio, five seats · Lisbon

    Five people, five seats, one bill. Partner rates and a single statement at the end of the month.

    Cursor · Claude · Figma – one card for the team

  • An agent that buys · online

    The agent tops up its data credits when a task needs them, and stops at the limit you set.

    €200 a month – every purchase tied to its task

  • One-person shop · Rotterdam

    Black Friday triples the ad spend before the sales land. The limit grows with the season, not with interest.

    Ads · image generation – 3 months, 0%

  • Two-person law office · Bologna

    Every document the agent reads and every payment it makes lands in a case file you can open.

    Traceable per case – no surprises

You’ve got questions. We’ve got answers.

Got more questions? Reach out to us at support@usepayle.com

How does Payle financing work?

Payle financing is buy now, pay later for AI tools: get approved for AI Power (your credit line), use it to subscribe to AI services at exclusive pricing, and pay over 3 months, interest-free.

What AI services can I finance?

The Payle AI Store is a catalog of 100+ financeable AI tools across coding, video, voice, research, and more, including Claude, Cursor, Runway, ElevenLabs, Perplexity, and Higgsfield.

Are there any fees or interest?

Payle pricing is simple: 0% interest and no fees on the standard 3-month plan, so you only pay the amount you spent on AI, split into 3 equal monthly installments.

How much AI Power can I get?

Your AI Power is your credit limit for AI spending, determined at application based on your eligibility. Most builders start with enough credit to cover their full AI stack.

Can I use Payle for API usage?

API usage financing is included with Payle: approved AI providers’ tokens, requests, and compute can be financed, not just subscriptions.

What happens if I miss a payment?

Missing a payment is not penalized by default: we remind you before every due date, and Payle support works with builders to find flexibility, not penalties.

Is Payle available worldwide?

Payle is a global waitlist product: it launches in select markets first, and builders anywhere can join the waitlist to be notified when it reaches their country.

Still have a question?

If you can’t find your answer here, the team replies within one business day.

Contact us

Take the card.

Reserve it before launch and record your Payle Moment. Free to reserve.

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Disclaimers

Payle is not a bank. Payle is a technology company currently in development and is not a bank, lender, broker-dealer, investment adviser, payment institution, money transmitter, or insurance provider. Payle does not currently accept deposits, hold customer funds, issue cards, provide payment accounts, extend credit, execute trades, or provide investment, tax, accounting, or legal advice.

Any financial products or services described on this website are illustrative and may not be available. If Payle launches financial features, they may be offered through appropriately licensed and regulated third-party partners. Those partners, rather than Payle, may be responsible for custody, payments, banking services, lending, brokerage, investing, card issuing, compliance, and customer support. Availability may depend on jurisdiction, eligibility, identity verification, underwriting, partner approval, and applicable laws.

No application, account, card, approval, rate, yield, reward, balance, transaction, insurance coverage, or other financial outcome is guaranteed. Product names, descriptions, pricing, limits, fees, rates, eligibility requirements, partner relationships, and regulatory arrangements may change before launch or may never be offered.

Nothing on this website constitutes financial, investment, lending, tax, accounting, legal, or other professional advice, and nothing creates a fiduciary relationship. Information is provided for general informational purposes only and should not be relied upon as a substitute for advice from a qualified professional who understands your circumstances.

Any future funds, balances, or transactions may be subject to the terms of the relevant provider. Unless expressly stated in final product documentation, funds may not be insured by the FDIC, protected by SIPC, guaranteed by any government agency, or otherwise protected against loss. Investments and other financial products involve risk, including the possible loss of principal.

Third-party names, logos, trademarks, and links are used for identification or informational purposes and do not necessarily imply endorsement, sponsorship, or a current commercial relationship. External providers maintain their own terms, privacy policies, disclosures, security practices, and service availability.

Payle may collect waitlist or contact information before launch, but joining a waitlist does not create an account, guarantee access, establish a customer relationship, or constitute an offer to provide any product or service. Please do not submit sensitive financial information through forms that are not explicitly designated for that purpose.

By using this website, you acknowledge that it is an evolving preview of Payle and that content may be incomplete, inaccurate, or outdated. Please review final agreements and disclosures before making any financial decision or using any future Payle feature.