# Building the financial infrastructure for the AI economy.

Canonical: https://www.usepayle.com/about
Language: en
Summary: Building the financial infrastructure for the AI economy. Meet the team, the mission and why AI spend deserves its own layer.

Payle is an AI-native financial product. We believe AI is becoming a new category of business spending, and it deserves its own credit layer, not a traditional credit card bolted onto old infrastructure.

## Our mission

Make AI accessible to every builder, creator and company, regardless of upfront capital. We give people AI Power: a credit line designed exclusively for AI spending, with exclusive pricing and interest-free repayment over 3 months.

We are not a bank. Not a BNPL app. Payle is the financial operating system for the AI economy, where people, companies and AI agents discover, finance and control AI spending in one place.

## The people building Payle.

A small team, mostly engineers, spread between Milan, Toronto and San Francisco.

Mattia Ciuni

CEO

CEO and technical founder building Payle from Milan, Italy.

Based in

Milan, Italy

Focus

Company strategy · Product and technical direction · AI finance adoption

  - [ceo@usepayle.com](mailto:ceo@usepayle.com)

Ramcharan Velpuri

Co-Founder & CMO

Co-Founder & CMO based in Toronto, Canada.

Based in

Toronto, Canada

Focus

Go-to-market strategy · Brand and growth · AI finance adoption

  - [ram@usepayle.com](mailto:ram@usepayle.com)

Satomune Mie

CTO

Technical CTO focused on AI and machine learning development.

Based in

Tokyo, Japan

Focus

AI and machine learning · Technical architecture · AI infrastructure

  - [sato@usepayle.com](mailto:sato@usepayle.com)

## Why builders trust Payle

1,247+

builders on the waitlist

100+

approved AI tools

0%

interest, ever