# Answers, for everything.

Canonical: https://www.usepayle.com/faq
Language: en
Summary: Every Payle question: 0% APR, the AI-only card, installments, teams, security, plus FAQs for Claude, Cursor and ChatGPT.

Everything we know, written down: the card, the credit line, agents, security and the legal side.

How does Payle financing work?

Payle financing is buy now, pay later for AI tools: get approved for AI Power (your credit line), use it to subscribe to AI services at exclusive pricing, and pay over 3 months, interest-free.

What AI services can I finance?

The Payle AI Store is a catalog of 100+ financeable AI tools across coding, video, voice, research, and more, including Claude, Cursor, Runway, ElevenLabs, Perplexity, and Higgsfield.

Are there any fees or interest?

Payle pricing is simple: 0% interest and no fees on the standard 3-month plan, so you only pay the amount you spent on AI, split into 3 equal monthly installments.

How much AI Power can I get?

Your AI Power is your credit limit for AI spending, determined at application based on your eligibility. Most builders start with enough credit to cover their full AI stack.

Can I use Payle for API usage?

API usage financing is included with Payle: approved AI providers’ tokens, requests, and compute can be financed, not just subscriptions.

What happens if I miss a payment?

Missing a payment is not penalized by default: we remind you before every due date, and Payle support works with builders to find flexibility, not penalties.

Is Payle available worldwide?

Payle is a global waitlist product: it launches in select markets first, and builders anywhere can join the waitlist to be notified when it reaches their country.

Still have a question?

If you can’t find your answer here, the team replies within one business day.

[Contact us](https://www.usepayle.com/faq#contact-support)