# Mattia Ciuni

Canonical: https://www.usepayle.com/fr/authors/mattia-ciuni
Language: fr
Author: Mattia Ciuni
Summary: CEO and technical founder building Payle from Milan, Italy.

![Mattia Ciuni](https://www.usepayle.com/authors/mattia-ciuni.webp)

CEO

Mattia Ciuni is Payle’s CEO and a technical founder based in Milan, Italy. He combines a background in Computer Science and design with experience in marketing at Swisscom and Betswap.gg, bringing product thinking, technical ownership, and a builder’s mindset to Payle’s mission of making AI spending more accessible. He leads the company’s product direction and builds with AI tools while maintaining full ownership of the architecture and codebase.

Basé à

Milan, Italy

Domaine

Company strategy · Product and technical direction · AI finance adoption

## Articles

![The Payle Card on a brand gradient](https://www.usepayle.com/blog/covers/payle-card.svg)

Guides 18 sept. 2026

### Cutting AI subscription spend without cutting the tools

Annual billing, one card for every tool, and paying over three months at 0% APR: the three levers that actually move an AI budget, and the arithmetic behind each one.