Model Context Protocol

Payle for agents.

Point Claude, Cursor or an agent you wrote this morning at one address, and it can ask your Payle account to pay for something. It asks. You approve on a Payle page. Nothing moves on its own.

Server URL
https://www.usepayle.com/mcp

Connect a client

Any client that speaks MCP over HTTP works. Paste the URL, add the key as a header, done.

Claude Code

One command, and it is available in every project.

claude mcp add --transport http payle https://www.usepayle.com/mcp \
  --header "Authorization: Bearer payle_sk_…"

Claude Desktop

Add the server to the config file and restart the app.

{
  "mcpServers": {
    "payle": {
      "type": "http",
      "url": "https://www.usepayle.com/mcp",
      "headers": {
        "Authorization": "Bearer payle_sk_…"
      }
    }
  }
}

Cursor

Same shape, in the file Cursor reads for MCP servers.

{
  "mcpServers": {
    "payle": {
      "url": "https://www.usepayle.com/mcp",
      "headers": {
        "Authorization": "Bearer payle_sk_…"
      }
    }
  }
}

Anything else

A client, a script, a notebook: it is one HTTP POST away.

curl -s https://www.usepayle.com/mcp \
  -H "Authorization: Bearer payle_sk_…" \
  -H "Accept: application/json, text/event-stream" \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/list"}'

A key is the only credential. Create one below — it is shown once, so copy it somewhere safe.

Your connectors

One key per agent, so you can see which one asked for what — and revoke one without touching the others.

Payle is not connected to a database here, so keys cannot be managed on this page.

What an agent can do

Five tools: two read, three ask. Every ask ends on a page where you decide, in person.

  • payle_accountread

    Reads the Payle account behind the key: handle, reserved card finish, Drop entry.

  • payle_payask

    Asks to pay a merchant an exact amount, and returns a one-use link where you approve or decline.

  • payle_payment_statusread

    Tells you what happened to one request: still waiting, approved, declined, expired.

  • payle_paymentsread

    Lists what this key has asked for, so it does not ask twice.

  • payle_cancel_paymentask

    Withdraws a request that is still waiting. Once you have decided, it stays decided.

Why this cannot spend on its own

  • A person decides

    Every request ends on a Payle page that only the account holder can open. There is no setting that skips it, and no amount small enough to skip it.

  • Ceilings on the key

    A cap per request and a monthly cap, both attached to the key. A request above a cap is refused by the database itself, not by the agent, and not by politeness.

  • Optional merchant list

    A key can be locked to the merchants you name. Everything else is refused before it becomes a request.

  • Keys are never stored readable

    Only a SHA-256 digest of the key is kept, so nobody — not even we — can read it back. Revoking it stops the agent on the next call.

Where this is today

The Payle Card programme is not live yet, so an approved request is your authorisation — the charge itself happens when cards are issued. The connection, the limits and the approval are real and working today.

Disclaimers

Payle is not a bank. Payle is a technology company currently in development and is not a bank, lender, broker-dealer, investment adviser, payment institution, money transmitter, or insurance provider. Payle does not currently accept deposits, hold customer funds, issue cards, provide payment accounts, extend credit, execute trades, or provide investment, tax, accounting, or legal advice.

Any financial products or services described on this website are illustrative and may not be available. If Payle launches financial features, they may be offered through appropriately licensed and regulated third-party partners. Those partners, rather than Payle, may be responsible for custody, payments, banking services, lending, brokerage, investing, card issuing, compliance, and customer support. Availability may depend on jurisdiction, eligibility, identity verification, underwriting, partner approval, and applicable laws.

No application, account, card, approval, rate, yield, reward, balance, transaction, insurance coverage, or other financial outcome is guaranteed. Product names, descriptions, pricing, limits, fees, rates, eligibility requirements, partner relationships, and regulatory arrangements may change before launch or may never be offered.

Nothing on this website constitutes financial, investment, lending, tax, accounting, legal, or other professional advice, and nothing creates a fiduciary relationship. Information is provided for general informational purposes only and should not be relied upon as a substitute for advice from a qualified professional who understands your circumstances.

Any future funds, balances, or transactions may be subject to the terms of the relevant provider. Unless expressly stated in final product documentation, funds may not be insured by the FDIC, protected by SIPC, guaranteed by any government agency, or otherwise protected against loss. Investments and other financial products involve risk, including the possible loss of principal.

Third-party names, logos, trademarks, and links are used for identification or informational purposes and do not necessarily imply endorsement, sponsorship, or a current commercial relationship. External providers maintain their own terms, privacy policies, disclosures, security practices, and service availability.

Payle may collect waitlist or contact information before launch, but joining a waitlist does not create an account, guarantee access, establish a customer relationship, or constitute an offer to provide any product or service. Please do not submit sensitive financial information through forms that are not explicitly designated for that purpose.

By using this website, you acknowledge that it is an evolving preview of Payle and that content may be incomplete, inaccurate, or outdated. Please review final agreements and disclosures before making any financial decision or using any future Payle feature.