La sicurezza su Payle.

Come Payle protegge il tuo account, i tuoi dati e la tua spesa AI, e come segnalare un problema di sicurezza al nostro team.

Sicurezza fin dal design

Payle nasce come prodotto finanziario: accesso ai sistemi con privilegio minimo, dati cifrati e controlli su ogni rilascio. I sistemi di produzione sono raggiungibili solo dagli ingegneri che ne hanno necessità, sempre con autenticazione a più fattori e log di audit.

Crittografia in transito e a riposo

Il traffico tra il browser e Payle viaggia su TLS 1.3. I dati a riposo, inclusi account, utilizzo e storico dei pagamenti, sono cifrati con AES-256. I dati della carta sono tokenizzati dai nostri partner di pagamento e Payle non conserva mai il numero completo della tua carta.

Pagamenti e conformità

L’emissione della carta e il movimento di denaro passano da partner bancari regolamentati e infrastrutture PCI-DSS Level 1. Non vendiamo mai dati personali e conserviamo solo le informazioni necessarie a valutare, proteggere e assistere il tuo account.

AI e i tuoi dati

Le decisioni di credito combinano la richiesta e i segnali d’uso del prodotto, con supervisione umana e motivazioni disponibili al team risk. I tuoi dati finanziari restano in Payle: non vengono mai usati per addestrare modelli AI di terze parti e puoi chiedere spiegazioni o una revisione umana di qualsiasi decisione automatizzata.

Il controllo resta a te

Ogni account supporta autenticazione a più fattori, gestione delle sessioni e controlli immediati sulla carta. Imposta limiti per transazione e mensili, autorizza solo commercianti approvati, congela o revoca una carta virtuale con un clic ed esporta la tua attività quando vuoi.

Segnalare una vulnerabilità

Se pensi di aver trovato un problema di sicurezza, segnalalo in privato a security@usepayle.com. Le linee guida di disclosure responsabile e i termini del Bug Bounty sono pubblicati nella pagina di ricerca sulla sicurezza.

Disclaimers

Payle is not a bank. Payle is a technology company currently in development and is not a bank, lender, broker-dealer, investment adviser, payment institution, money transmitter, or insurance provider. Payle does not currently accept deposits, hold customer funds, issue cards, provide payment accounts, extend credit, execute trades, or provide investment, tax, accounting, or legal advice.

Any financial products or services described on this website are illustrative and may not be available. If Payle launches financial features, they may be offered through appropriately licensed and regulated third-party partners. Those partners, rather than Payle, may be responsible for custody, payments, banking services, lending, brokerage, investing, card issuing, compliance, and customer support. Availability may depend on jurisdiction, eligibility, identity verification, underwriting, partner approval, and applicable laws.

No application, account, card, approval, rate, yield, reward, balance, transaction, insurance coverage, or other financial outcome is guaranteed. Product names, descriptions, pricing, limits, fees, rates, eligibility requirements, partner relationships, and regulatory arrangements may change before launch or may never be offered.

Nothing on this website constitutes financial, investment, lending, tax, accounting, legal, or other professional advice, and nothing creates a fiduciary relationship. Information is provided for general informational purposes only and should not be relied upon as a substitute for advice from a qualified professional who understands your circumstances.

Any future funds, balances, or transactions may be subject to the terms of the relevant provider. Unless expressly stated in final product documentation, funds may not be insured by the FDIC, protected by SIPC, guaranteed by any government agency, or otherwise protected against loss. Investments and other financial products involve risk, including the possible loss of principal.

Third-party names, logos, trademarks, and links are used for identification or informational purposes and do not necessarily imply endorsement, sponsorship, or a current commercial relationship. External providers maintain their own terms, privacy policies, disclosures, security practices, and service availability.

Payle may collect waitlist or contact information before launch, but joining a waitlist does not create an account, guarantee access, establish a customer relationship, or constitute an offer to provide any product or service. Please do not submit sensitive financial information through forms that are not explicitly designated for that purpose.

By using this website, you acknowledge that it is an evolving preview of Payle and that content may be incomplete, inaccurate, or outdated. Please review final agreements and disclosures before making any financial decision or using any future Payle feature.